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Financing and Purchase Options

No matter your budget or financial standing, we have a plan that fits you as perfectly as your mattress.

After you’ve applied and been approved, you can finish finding your perfect bed online. Or you can print your approval confirmation and bring it into your nearest LA Mattress to make the bed-buying process even easier.


  • 0% financing options available every day1
    (click "learn more" or see stores for details)
  • No annual fee
  • Dedicated credit line to use again for any future bedding needs2


  • No credit needed lease purchase option
  • 90-day payment option
  • Instant decision
  • Flexible payments

Application Made Easy



Provide your basic information. Get instantly approved. Pay over-time with as low as 0% APR for qualified applicants.


You are approved

Once approved you will be given your approval number. Go in your local LA Mattress Store or shop online.


Check online!

When you receive your approval number use it in our Shopping Cart with your selection. During checkout choose C.O.D as payment method.

1Subject to credit approval. Minimum monthly payments required. See store for details. 2For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

Upgrade to an outrageously comfortable mattress. Its risk free, hassle free, interest free.

Free Delivery Setup & Removal

Get next day professional white glove delivery, setup and old bed removal all for free.

Free 120 Night Trial

Zero hassle exchange. The best exchange policy you will never need to use.

Free Deluxe Pillow

With every mattress, you need a matching pillow. That’s why we include a free universally comfortable memory foam pillow.

Free Metal Frame

Proper support is essential for your new mattress set. We include a free quality heavy-duty bed frame with every mattress set.