No Credit Needed
Buy what you need, when you need it. We'll give you the time to pay.Apply Now
No Credit Scores
We believe most of us are better than our credit scores. We are committed to seeing one’s true potential by looking beyond a three-digit score.
Our proprietary technology will issue an immediate approval upon the completion of a brief online or mobile application.
Easy Payment Options
Take the time to pay for what you buy today. We offer tailored payment schedules paired with early payoff incentives.
When applying for an LA Mattress credit card, you will be leaving mattressstoreslosangeles.com and going to a website that is operated by Acima Credit. Acima Credit is solely responsible for the approval process. LA Mattress is not involved in the approval process in any way, and we will not be able to provide you with any details concerning your application. It is important to provide accurate information on your online application to qualify. If you have any questions or concerns regarding your application please contact Acima Credit Customer Service at 1-801-297-1982.
We’ll help you buy what you need today. And we’ll give you 12 months to pay for it - regardless of your credit score. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply and even easier to be approved.You apply. We approve. You shop. It’s that simple.
We don't ask a lot. Our approval process boils down to four, simple questions.
Income HistoryDo you have a three-month history with your current employer or source of income?
Do you deposit $1,000 or more into your checking account each month?
Have you had a checking account for at least 90 days?
Is your checking account free from NSFs, excessive overdrafts, and negative balances?