Two ways to take
your mattress home.
LA Mattress Store offers two different payment paths - promotional credit card financing through Synchrony HOME, and lease-to-own flexibility through Acima.
Choose Your Path
Two distinct options.
One team to help you decide.
These are separate programs with different structures. Our team can walk you through both.
Synchrony HOME
- Promotional financing on qualifying purchases
- Pay balance in full within promo period to avoid interest
- Subject to credit approval
- Monthly minimum payments required
Acima
- Not a loan, credit card, or financing
- Alternative for customers who prefer not to use credit
- Fast application process
- Total ownership cost exceeds retail cash price
Option One
Synchrony HOME
Credit Card
The Synchrony HOME credit card lets qualifying customers take advantage of promotional financing on eligible purchases at LA Mattress Store. Apply online or at any of our showrooms.
- Credit card issued by Synchrony Bank
- Promotional financing on qualifying purchases
- Subject to credit approval
- Monthly minimum payments required
- Interest charged if promo balance not paid in full by end of promo period
Option Two
Acima
Lease-to-Own
Acima is a lease-to-own program - not a loan, not a credit card, and not financing. It is designed for customers who prefer an alternative to traditional credit. You lease the merchandise and have options to acquire ownership over time.
- Lease-to-own agreement - not a loan, credit, or financing
- Alternative to traditional credit products
- Fast application available in store
- Total ownership cost is greater than retail cash price
Side by Side
Which option may fit
you best.
These are different programs. Read carefully before applying.
Not sure which path is right for you? Visit any LA Mattress Store showroom or call (800) 218-3578 - our team will walk you through both options without pressure.
The Process
From browsing to
delivery in five steps.
Here is what the experience looks like from start to finish.
Choose Your Mattress
Browse our full selection online or try them in person at any of our LA showrooms. Take your time - our team is there to help, not to rush you.
Select Your Payment Path
Decide between Synchrony HOME credit card financing or Acima lease-to-own. Ask our team to explain both if you are unsure.
Complete Your Application
Apply for Synchrony HOME online or in store. The Acima application is available in store with a sleep consultant.
Review Your Terms
Read your agreement carefully. For Synchrony, note the promotional period and minimum payment requirements. For Acima, review the total cost of ownership.
Schedule Delivery
Once approved and your order is placed, we coordinate white glove delivery - setup included, old mattress hauled away.
What Qualifies
Finance your complete
sleep setup.
One application can cover everything you need for a better night of sleep.
Our team can walk you
through every option.
No hard sell. No confusion. Just honest guidance on which payment path makes sense for your situation.